Selling a house in Chicago is tough, and it gets even harder when the property needs a lot of work. If the roof is leaking, the furnace is broken, or the basement floods during heavy rain, most buyers are going to walk away. People want homes that are ready to live in. They do not want to take on a big project, especially if it costs a lot of money.
So, what can you do if your house needs major repairs but you also need to sell quickly? Whether you are in Back of the Yards, Garfield Ridge, or Roseland, you still have options. In this blog, we are going to talk about why these homes are harder to sell, what paths you can take, and how Two Rivers Properties helps people in this exact situation.
Why Major Repairs Make Selling Harder
Chicago is a busy housing market. Buyers have a lot of choices. Move-in-ready homes usually sell faster and for more money. This is true in Logan Square, Portage Park, West Town, and many other neighborhoods across the city.
But when a house needs repairs like a new roof, mold cleanup, or structural work, many buyers lose interest. Some do not want to deal with the stress. Others cannot get approved for a loan if the house does not meet safety codes. Lenders do not like properties that need major repairs.
That is why these types of houses often sit on the market for months. Even in popular areas, buyers either pass or ask for deep discounts. This puts sellers in a tough spot.
Your Three Main Options
If you are in this situation, you have a few ways to move forward.
One way is to fix the house first and then list it. That might seem like the best idea because it can bring in more money, but it takes a lot of time and cash. In Chicago, repairs are expensive. A new roof might cost ten thousand dollars or more. Mold removal, foundation repair, and new electrical systems are all pricey, too. You also have to find a contractor, wait for them to schedule the work, and then deal with inspections and permits. If you are in a hurry, this is not a great plan.
Another choice is to list the home as-is with a real estate agent. This can work in places like Humboldt Park or Lincoln Square, where buyers may be more open to older homes. But it still comes with delays. Buyers will want showings. Some will try to negotiate the price down. Some might ask for repairs anyway, and even if you find a buyer, it can take a month or longer to close. On top of that, you will owe commissions and other fees.
The fastest option is to sell to a Chicago cash homebuyer. This is where Two Rivers Properties comes in. We buy houses in any condition, and we make the process simple.
How We Buy Houses Fast in Chicago
At Two Rivers Properties, we work with homeowners all over the city and surrounding areas. We buy houses that need work. It does not matter if the house is outdated, damaged, or even half torn apart.
All you have to do is reach out to us. We will ask you a few questions and set up a time to see the property. Once we see it, we will make you a fair cash offer. You are not locked in. If you like the offer, we can move forward and handle everything from that point on.
You do not need to clean the home. You do not need to fix anything. You can even leave stuff behind. We take care of everything.
We have worked with homeowners in places like Chatham, Belmont Cragin, Little Village, and more. Whether your house has water damage, fire damage, or has been vacant for years, we are ready to buy it.
Why People Choose to Sell This Way
Not everyone has the time or money to fix up a home. Some people inherited a house and do not want to deal with it. Others are going through tough times like job loss, divorce, or foreclosure. In these situations, selling quickly can help you move on.
Even if you have the money to fix things, you might not want the hassle. Getting contractors lined up in Chicago is not always easy. Prices are going up. Timelines are slow. Some repairs can drag on for weeks or months.
Working with a cash buyer takes away that stress. You skip showings, repairs, inspections, and delays. There are no agent fees. No closing costs. No waiting for loan approvals.
What Types of Repairs Do Not Matter to Us
We have bought homes with just about every kind of issue you can think of. Some examples include:
- Roof damage from storms or old age
- Mold in the basement or attic
- Fire or smoke damage in bedrooms or kitchens
- Electrical systems that are not up to code
- Plumbing problems or broken water heaters
- Outdated kitchens and bathrooms
- Homes with broken windows or no working heat
We have seen it all, and we are not afraid of it. When we say we buy houses as-is, we mean it.
What Happens After You Accept the Offer
Once you accept our cash offer, we get to work right away. Most sellers close in about seven days. Some need more time, and that is fine too. You get to pick the date that works for you.
You do not need to pay anything. We cover all the fees. You do not owe a commission or closing costs. The offer we give you is the amount you take home.
We work with a local title company to handle everything the right way. All the documents are reviewed and explained clearly. You do not have to worry about the details. We will walk you through each step.
What If You Live Out of State or Cannot Be There
Some sellers live in another city or another state. Others are too busy or dealing with health issues. That is okay. You do not need to be present to sell the house.
We can set up a video walkthrough. We can also work with a family member, lawyer, or trusted contact. If you need paperwork sent digitally, we can do that. We try to make it as easy as possible, no matter where you are.
Where We Buy Homes
We buy houses in every part of Chicago. Whether you are on the North Side, South Side, or West Side, we are interested. We also buy in nearby suburbs, including:
If your house is located in or near the city, we can probably help.
Ready to Sell? We Are Ready to Buy
When your home needs serious repairs, selling can feel like a huge task. But it does not have to be that way. At Two Rivers Properties, we help people sell their homes fast in Chicago, no matter the condition.
If you are thinking, “I need to sell my house fast in Chicago,” or “I do not have the money to fix this place,” we are here to help. You do not have to wait. You do not have to repair anything. You do not even need to clean.
Just reach out to us. Tell us about the property. We will give you a fair offer and let you decide what comes next.
We buy houses in Chicago and the surrounding suburbs. We pay cash, we move on your schedule, and we make it easy to sell your house fast.
